It is recommended that families call their insurance company and ask what type of coverage they currently have on their home owner’s policy. You may want to raise the amounts for certain coverages in case an accident happens when the nanny or babysitting is working. Be sure to ask about no-fault medical coverage. That way, if someone gets hurt on your property, you can just submit their bills to your insurance company for reimbursement and will not be held personally for the accident. It’s better to be safe than sorry. and the slogan "We put care in finding a nanny" are registered trademarks does not employ any caregiver ( nanny, babysitter, newborn specialist, elderly caregiver or housekeeper ) listed on our site and accepts no responsibility for provider's (client, family, user, parent) selection of a caregiver, or for any caregiver's conduct or performance. Provider is ultimately responsible for selecting a caregiver and for complying with all applicable laws that may apply when employing a household employee. Provider is fully responsible for their caregiver selection, checking references, interviewing and screening applicants and interpreting the background check results.'s screening services and background checks are not a substitution for a provider doing their own thorough screening. Caregivers should never be hired on the spot or without being interviewed in-person first. Our site provides an abundance of helpful tools, articles and resources to help families make smart, safe hiring decisions.